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This policy indemnifies the insured against all sums, including all costs and expenses incurred with the written consent of the insurer,(subject to the terms, provisions, exclusions, conditions and liability limits) which the insured shall become legally liable to pay for compensation in respect of:
- Death of or bodily injury to any person other than the insured or a person in the service of the insured or his sub-contactor.
- Damage to any property other than property belonging to, held in trust by or in the control of the insured or his employees/subcontractors;
where such death, injury or damage is caused through the fault or negligence of the insured or any of his employees whilst actually engaged in the insured’s business, or by reason of any defect in any machinery or plant used by the insured in connection with such business.